August 12, 2014
Continuing from When You May Have Been Subject to Insurance Bad Faith: 5 Signs (Pt. 1), here, we will carry on our discussion of insurance bad faith and signs of these illegal practices that policyholders should beware of.
More Signs of Insurance Bad Faith…
3. When insurance agents try to marginalize the damage or injuries…
This can be a strategy to try to reduce the amount of a policyholder’s payout. With some valid insurance claims, insurers may try to significantly devalue the amount of the claim by alleging that a policyholder:
- Is not as badly injured as he says he is
- Had certain injuries or impairments prior to the accident associated with the claim
- Did not incur as much property damage as stated in the claim.
When insurers try to dispute the types and/or severity of injuries (or property damage) that policyholders have incurred in accidents, it will be critical that policyholders stand up to insurers and fight back. Challenging insurers’ attempts to devalue claims can require providing medical documentation, property repair estimates and other evidence to establish that the damages associated with an accident are as significant as a policyholder has previously explained.
Because the compilation of such evidence can be a complicated endeavor – especially when policyholders may be trying to recover from some serious physical injuries, the Denver insurance dispute lawyers at Cristiano Law are here to help and can be relied upon to advocate policyholders’ rights so these people get the payouts to which they are entitled.
4. When insurance agents require excessive, unnecessary “evidence” from a policyholder…
They may be acting in bad faith with a claim. In fact, requesting various types of documents from policyholders when such documentation is not actually necessary to an investigation or claim is a strategy that insurance companies may use to:
- Give policyholders the runaround
- Try to undercut their legitimate claims
- Try to extend investigations, intensify policyholders’ financial stresses and ultimately try to compel them to accept low-ball settlement offers.
When people feel like their insurers are making odd requests for documentation or that any part of an insurer’s investigation may be fishy, it’s time to consult with an experienced insurance dispute attorney to find out if bad faith may be occurring with their claims.
For the conclusion to this blog series on signs of insurance bad faith, don’t miss the third installment of this blog to come!
Denver Insurance Dispute Lawyers at Cristiano Law, LLC
If you have been fighting with an insurance company over a claim, the Denver insurance dispute attorneys at Cristiano Law, LLC are ready to put their experience and resources to work for you.
When you choose the superior legal representation offered by the attorneys at Cristiano Law, LLC, you will be able to trust that your case is being handled with the respect and care it deserves, that it will not be passed off to inexperienced associates and that you will have the best chances of getting both the justice and compensation you deserve.
To set up a meeting with one of our attorneys, call us at (303) 407-1777 or email us using the form on this page.
Evening and weekend appointments are available for your convenience, and our attorneys can commute to your city or town to meet you to ensure that you get the legal help you need wherever you may need it.